At Texas Classic Insurance in Granbury, TX, we put the interests of our customers first. As an independent insurance agency, we work for our customers, not for the insurance carrier. We communicate with our customers to help them to make the decisions about coverage that will provide them with the coverage they need.
Reviewing your home insurance policy
When your personal worth rises
If your assets have increased since you got your home insurance policy, it may be time to look at how much liability coverage you have and consider getting more and maybe adding an umbrella policy. Judgments have risen over the years, likely at a faster rate than your coverage.
When your policy renews
If you haven’t been reading your home insurance policy, you are doing yourself a disservice. By looking at the declaration page, you can quickly see your coverage and determine if it makes sense with what you know. Is your deductible correct? Do you have the amount of liability coverage you need? Should you extend your coverage with endorsements?
Has your liability risen?
Have you gotten a dog? Added a pool or a trampoline? These add more liability to your life and having your home insurance keep pace is vital to your financial security.
Have you made improvements to your home?
Have you added square footage to your home with an addition or by finishing your basement or attic? This can increase the value of your home significantly, and if you haven’t let your insurance company know, your policy may be lagging behind the actual value of your home. If you have added a security system, you may be eligible for a discount. Talk to your insurance agent.
Contact Texas Classic Insurance in Granbury, TX to discuss your home insurance needs. Give our office a call or reach out through our website.
Recent Comments