RV Insurance in Texas

Thousands of people living in Texas have motor homes that they use traveling and recreational pastime. According to the statistics, there are over 17,000 RVs registered in the state. Since a motor home is an expensive investment, it is smart and important to protect it. At Texas Classic Insurance, we believe that the best way to do it is to get proper RV insurance.

The state requires all RV owners to have minimum liability coverage for their motor homes. The minimum coverage is necessary because it helps to protect both the driver and other parties in case of an accident. It is important to remember though that the basic liability insurance covers only the minimum and most RV operators usually need much more than just the lowest required coverage.

Some Things You Should Know About RV Insurance in Texas

• An RV can be insured up to 250 days a year.
• Liability insurance includes property damage coverage, bodily injury coverage, coverage of medical bills, and others.
• There is optional coverage available, including accident forgiveness, diminishing deductible, pet coverage, and more.
• The best way to save money on your RV insurance is to get other possessions insured with the same company, such as your car, home, boats, motorcycle, and others.

There are several types of RVs you can get insurance for:

• Class A motor homes: vehicles with a maximum length of 75 feet.
• Class B motor homes: cargo-van vehicles.
• Class C motor homes: vehicles with a cargo-van area and a cab-over layout.
• Motor home bus conversion: in most cases, this type of RV needs an inspection before registration.
• Travel trailer: the trailer that is towed behind your vehicle.
• Truck campers: they usually slide on the bed of a truck and have a limited living area.

Insurance Company That You Can Trust

If you are a motor home owner in the Dallas-Fort Worth and you are looking for insurance for your expensive possession, Texas Classic Insurance is ready to assist you and help you to find the best insurance options. We serve RV owners from all over the state by helping them to protect their RV and enjoy their traveling with peace of mind and enjoyment.